credit saint vs lexington law

Which paid survey companies are the best? Were impressed with Lexington Laws stats that 70 percent of its customers saw a 40-point increase of their credit score within six months of credit repair services. This is said to be one of Credit Saints most popular plans and it comes with the following features: People who spend a lot can consider this plan as it is the companys most expensive plan starting at $119.99 a month. The only difference is that you will not get unlimited disputes, and Credit Saint will not send custom cease and desist letters. Using the incorrect name, address, or Social Security number. #1 CreditRepair.com. Sky blue charges up front. Since that time, they've opened offices in 17 states and become licensed in most of the rest. Now, this is not a high-stakes choice. The Credit Pros Review: Best Credit Repair Company? There is something scary about looking at your credit report and finding items that you do not find justified or valid. Plus, it is BBB accredited with very few complaints under the belt. Lexington Lawscredit helpsection of its website offers a robust number of educational resources to help you understand how credit scores work and what steps you can take to improve and maintain your score. Because it offers its own app, the company boasts an impressive number of reviews in both the Apple and Google Play app stores. This alone warrants praise, especially in an industry that has been crippled by bad actors and fraudulent companies. Every day, credit reports are pulled by companies and assessed as ways of determining eligibility for mortgages, credit cards, car loans, and many other financial situations. Credit Saint and Lexington Law are both popular and well-known credit repair companies that have helped millions of clients repair their credit. The prices for Lexington Laws services are about $20 higher per tier per month than for Credit Saint. And a credit repair company may come to the rescue. Some people get lured in by the promises of low monthly payments or 0% APR credit cards, only to find themselves drowning in debt. The company is available in a limited number of states and residents of South Carolina, Kansas, and Georgia cannot access it. Other than that, you still get all the extra features available on the Clean Slate package. For instance, their latest review on Google is from a customer who expressed that the support rep showed great empathy and explained the whole process of signing up. For an extra charge of $15, Lexington Law can automatically load the clients credit reports into their system. Headquartered in New Jersey, the company is considered reliable and enjoys a good standing. Rather than jumping to conclusions, we will first present facts about the two credit repair services. This implies they will send out a new round of credit report disputes every 45-days. On the other hand, if youre thinking about hiring acredit repair company, you should review all your options so you can be confident youre making the best choice for your unique situation. They will help you dispute errors on your credit report,remove late payments, and more. While neither Credit Saint nor Lexington Law provides cookie-cutter answers to this question, our research indicates that Credit Saint is more aggressive at filing disputes and intervening with creditors. The Credit Pros doesnt boast of the same high regard, even though they claim to work with a team of FICO-certified experts. Its the time taken by credit bureaus to carry out reinvestigations. Lexington Law may be better prepared to assist customers through negative life events. Where can you find the best Moving Company? You shouldn't expect miraculous, rapid increases in your credit score - most credit repair processes result in a modest increase of about 40 points, though some may bring you up by 100 points or more - but it could be what makes the difference for your financial goals and credit needs. Based out of New Jersey, Credit Saint has been in business for over 15 years and has a BBB rating of A. This strong rating means they are a reliable and trustworthy company. And this gives you a chance to ask questions and explore your options. Lets review the details of each package. Today, they continue offering technology-supported credit repair services thanks to their partnership with Progrexion Holding. Credit Saintand Lexington Law are both popular and well-known credit repair companies that have helped millions of clients repair their credit. It costs $89.85 per month, a bit on the higher side than the Credit Polish package. Companies that are BBB accredited are only required to demonstrate enough goodwill to respond to customer complaints amicably. However, you will also have to pay a $99 first-work fee that is charged within 7 days of opening an account. Its tough to state which credit repair service is better because what appeals to one person may not necessarily appeal to another. Most clients see a 40-point increase in their credit score in six months. These two companies have many similarities but also some differences that may be important when deciding between the two services. Now, lets compare some key features of the best credit repair services: From this overview, you may have gathered that both services offer similar pricing plans. However, the biggest takeaway with this package is unlimited disputes. Both plans provide score analysis, credit report updates, and inquiry targeting. Concord Premier At $109.95 per month, the Concord Premier is the middle-of-the-road service level, which gets you everything in the Concord Standard plan plus TransUnion score alerts and a monthly credit score analysis. Monthly pricing is more expensive than Credit Saint. Credit Saintaims to help people repair their credit and then maintain a goodcredit scoreover time. Lexington Law boasts of its effectiveness on its website by providing data that backs up the fact that they receive real results for their customers. Credit repair services typically charge a one-time setup fee and monthly service fees. There are many credit repair firms out there and if you search for the best credit repair companies, you will definitely come across Credit Saint credit repair. Your credit score could, Wondering if a 550 credit score is good or bad? It has a C rating with the BBB and is not an accredited BBB company. It is quick and easy, but dont expect tailored insight or advanced credit repair options. For instance, the company lacks a service guarantee. Anything over 700 is considered to be "good" and can be the key to opening doors financially - everything from renting an apartment to securing an auto loan or mortgage may rest on your credit report. Challenge credit bureaus without help by writing and sending letters or using their online dispute centers. Is Credit Saint a Good Credit Repair Company? Lexington Law is a law firm founded in Utah in 2004, focusing on assisting clients with credit-related issues. These errors can impact your score and lead to issues in the future. These providers work to dispute items on your credit report that might be inaccurate, unverifiable, or erroneous. Most credit repair services offer a free consultation, to determine if you're eligible for their help and which approach to take in your specific case. Their cheapest plan goes for $69, which means that youll pay less than if you got the Credit Saints Credit Polish package at $79.99. They are trailblazers, innovators, and above all, credit experts. Both firms also offer free consultations. On their BBB.org page, the company responds to complaints within five business days at most. They have two affordable packages, going for $79 and $109 per month. Both companies charge a first work fee (~$99.00), but Credit Saints monthly services start as low as $79.00/Month, whereas Lexington Law starts at $99.95/Month. UnlikeCredit Saint, however, Lexington Law is not accredited by the BBB. Just to reiterate, Credit Saint holds an A+ rating with the Better Business Bureau. Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. Additionally, Credit Saint has not been involved in any lawsuits brought about by disgruntled customers or the Consumer Financial Protection Bureau (CFPB). Seeing tangible results can motivate you to stay on track with maintaining good credit. Sometimes. The most probable reason is a bad credit score it makes borrowing and refinancing impossible or difficult. You will need to pay an initial setup fee of $99. This can offer a great deal of peace of mind when youre worried about getting yourcredit score back on track. As with any credit repair service, the length of time required to see movement in your score depends on your unique situation. Disclaimer: This post contains references to products from one or more of our advertisers. Lexington Law, on the other hand, charges $129.95 with a work fee of $129. The companies also have good reviews on average, but Lexington Laws regulatory troubles and less than stellar BBB profile stop it from taking top marks in our review. gives customers the benefits of the lower-level services and TransUnion FICO score, lost wallet protection, a Personal Finance Manager, and Junk Mail Reducer service. Our stance is that its a great company to work with and most Credit Saint reviews from past customers validate this position. Maura Healey's tax proposal would overhaul the estate tax and short-term capital gains tax. Purchases made through links may earn a commission. However, there are a few things consumers should know. The companys LinkedIn profile shows that they have about 43 employees. Lexington Law leverages this process to fix their clients' credit. Dispute Avalanche designed to make things faster. The client liked that Jordan recommended a plan that was suitable for his needs. Andrew is a credit expert with over 20 years of experience in the industry. The two businesses provide similar services. Furthermore, repairing your credit is not an overnight fix. Credit Saint also discloses that its possible to file challenges individually in the service contract, as required by the Credit Repair Organizations Act. Then you'll be billed $80 per month (or more), with la carte pressing options available for extra features or services. Credit saint vs. Lexington law, who is the undisputed winner? On the other hand, Credit Saint has not been specific about its use of electronic disputes. In this The Credit Pros review, well have a look at one such company and gauge if its worth a try or not. For instance, while Credit Saint offers a 90-day money-back guarantee, its still subject to many conditions. Their website contains more information, and you dont have to guess about what services they provide. The company charges a high initial work fee up to 195 cases based on the plan you have selected. This is a trustworthy company and we're not overly concerned about their business practices, but you've got other credit repair services to consider that won't charge quite so much. Regular membership goes for $119.99. Free consultation and 90-day money-back guarantee. Go to the official site, sign up for an account, pay the fee, and the company will get to work right away. Furthermore, Lexington Laws most advanced credit repair package gives its customers access to exclusive personal finance tools. From here, you can get status updates, progress reports, and other information about your account and your credit. They do this by taking the fight to the individual creditors. Offering the first-ever 90-day money-back guarantee in the credit repair industry, Credit Saint is relentlessly consumer-centric. But, we can earn commissions when you click on affiliate links to one or more of our advertisers. Well, both services scored 3 of 6 in our focus performance areas: All things considered, both platforms have major benefits and some drawbacks. You also get disputes for bankruptcies and repossessions. Contact us today to learn more and find out about our additional services. All plans are flexible with the option to cancel anytime. Credit repair is legitimate: working with a reputable service, you can absolutely see big changes in your credit report. Additionally, take advantage of the free credit consultations. 1-833-333-8277 Cody Johnson, Managing Attorney, John C. Heath, Attorney at Law, PC, d/b/a Lexington Law Firm, 20620 North 19th Avenue, Phoenix, Arizona 85027 They will pay an initial setup fee of $99 and only part with $99 for the monthly membership. If youre interested in Lexington Laws services, you should be aware of pending litigation involving the company. Like us? Credit Saint is the oldest credit repair company in the industry. This is one of just a few services that have earned a strong rating from the BBB, along with hundreds of positive reviews from clients. Credit Saint receives a consistent A+ BBB rating, and scores a high customer satisfaction rating, probably because of its transparent pricing. Credit Saint responded by saying that a manager had reached out to the client after confirming that there were removals for his account. All plans come with a reliable 90-day money-back guarantee. is the very high aggressive plan offered by Credit Saint. The cheapest plan comes with several limitations including only five disputes per billing cycle of 45 days. The company has maintained an A+ rating for 13 years making it one of the most reliable credit repair firms. The mid-level plan starts as low as $99.99. The agents are friendly and you will not have to wait for hours to get connected to one, which is a great thing. In 2004, the law firm began focusing on offering credit repair services. So, compared to Credit Saint, its a cheaper option. They only facilitate the process but they dont control what gets removed. Not to mention, they are affordable, transparent, and offer more features compared to Lexington Law. In order for us to offer this information for free, sometimes we are compensated by various companies that we feature. Both Credit Saint and Lexington Law are two of the best credit repair companies in the United States. Where can you find the best, most affordable online doctors? As previously stated, they are known to help consumers with severe credit problems. This package is more hands-on and gives the customer more control over the entire credit repair process. This shouldnt be considered a drawback since no company in this niche can make such promises. The establishment is transparent about the lawyers it has on its team. Step 2: Disputing negative items by sending the required correspondence on behalf of the clients. Lexington Law is not accredited by the BBB, and they are sparring head-to-head over a class-action lawsuit with the CFPB. Credit Sainthas three tiers of services, with pricing that ranges from $79.99 per month to $119.99 per month. If you're interested in getting started, Lexington Law provides free credit report consultations to assess your specific situation. Lexington Law currently has a pending federal lawsuit that alleges deceptive and unlawful marketing and billing practices (the company is currently disputing the suit and has filed a motion to dismiss it). At this level,Credit Saintoffers unlimited disputes each dispute cycle, plus all the features included in the Credit Polish and Credit Remodel packages. Credit Saint can improve it by removing items that appear incorrect due to issues such as administrative errors, calculation errors, etc. Credit repair is just like it sounds: a process by which your credit history and score are improved. Here are the details: The cheapest plan starts as low as $79.99. Purchase protection is a common credit card benefit that allows consumers to file a claim with their issuer to receive replacement, repair or reimbursement for any Lexington Law Review (2023): Legit Credit Repair Firm or Not? On the positive side, they offer outstanding customer support, and some of their packages may be cheaper. The website is not very transparent about the number of challenges included in each plan, and customers need to dig or consult to receive that information. For instance, you can download a 609 letter and pay-for-delete letter template. Andrew founded Credit Weld with the vision of providing guidance and solutions for those who are experiencing hardship due to poor credit. Kim Pinnelli is a Senior Writer, Editor, & Product Analyst with a Bachelors Degree in Finance from the University of Illinois at Chicago. Heres a comparison chart to help you understand all the differences between the two companies: Launched a few years after Credit Saint, The Credit Pros has featured on the list of the 5,000 fastest-growing companies in the U.S. for five years in a row. They then create customized challenge letters for these items and send them to the credit bureaus for a response. If you only need one or two negative items from your credit report, then this plan is a great place to start. The plan only allows customers to challenge up to 5 negative entries for each billing cycle. Better Business Bureau accredited businesses, like Credit Saint, must adhere to high standards for ethical business practices. The company is unique because it compromises solicitors with experience in the niche. Log in, Cost Comparison of Lexington Law Vs. Credit Saint, Lexington Law Credit Repair Packages and Pricing, Credit Saint Credit Repair Pricing and Packages, Credit Repair Results of LExington Law Vs. Credit Saint. Which one is the best for you? One-time fees range from $19 to $195, and monthly fees from $29 to $159.95. Lexington Law has worked with over eight million clients, repairing credit through tens of millions of removals, challenges and disputes. Their inquiry assistance program will help you remove late payments, judgements, and other negative items from your credit report. Call us today to take advantage of our no-obligation offer. All Rights Reserved. When you create an account with Lexington Law, you work directly with credit repair specialists, lawyers, and paralegals for the dispute process. The PremierPlus package is Lexington Laws most advanced credit repair plan. Still, they miss out on a money-back guarantee, which is a major source of dissatisfaction for customers who dont have successful deletions. Private Dashboard Talk to us as much or as little as you like. How To Choose Between Lexington Law and Credit Saint. Credit Saint has an A+ rating, which is an amazing sign of a good, trustworthy company. Stay clear of any firms that may be making wild claims, such as the ability to boost your scores by 100 points in two weeks. You know your budget. Overall, Credit Saint is the cheaper option. Lexington Law may be able to help you repair your credit, but keep in mind that federal law prohibits any credit repair company from guaranteeing specific results. How have the two services performed when it comes to the level of customer care? It has one of the best guarantees in the industry, which can be a great reason to give it a try. Select any 2 Credit Repair Companies to compare them head to head, Atlantic City, NJ Mayor Leading Free Resident Credit Repair Effort. The following are some of the most frequently asked questions and answers regarding Lexington Law versusCredit Saint. Fortunately, there are ways to remove incorrect items. The wrong loan and credit card balances listed. If youre looking for the cheapest plan, you are better off using Credit Polish offered by Credit Saint. They must make a reasonable faith effort to resolve grievances raised by customers. We're confident that this information will give you everything you need to choose the right partner in your journey towards a fantastic credit report! Both companies are careful to note that its hard to know how long it will take to see results with their services, and Lexington Law correctly states that its illegal for any credit repair company to guarantee results. In a past comment, they mention that they go after half of the available items to dispute. Lexington Law vs. Credit Saint: Overview Lexington Law traces its origin to 1991 and initially dealt with consumer advocacy issues. Credit Repair. Customers expect to see immediate results. BothCredit Saintand Lexington Law offer three pricing levels with comparable costs at each level of service. Monthly pricing is higher than average here, and not all customers feel like the services are worth the investment. For example, if your report shows your credit utilization to be too high, they might suggest you diversify or go for a new line of credit. Learn more >. Lexington Law vs. Credit Saint: Which One is Faster? If you search the internet for reliable credit repair firms, you will come across many The Credit People reviews. But large or small any company or person that charges anone upfront is breaking the law. For instance, while Credit Saint charges $119.99 for their top package, customers pay a review fee of $195. Rosales vs. Lexington Law Firm was filed in Nebraska in 2017 and claimed violations of the Telephone Consumer Protection Act (TCPA) and Fair Credit Reporting Act. Both Credit Saint and Lexington Law offer unique credit repair packages. Late payments, applying for multiple credit cards in a short period of time, or even problems with mistaken identity can all lead to a less-than-excellent credit profile. (2023), Lexington Law vs. Credit Saint: Credit Repair Packages and Price, Credit Saint vs. Lexington Law: Educational Resources. If youre serious about repairing your credit and obtaining a good credit score and looking for a credit repair company to help you with the task, Credit Saint is one of the best credit repair companies to consider. Credit Saint prices are a little on the higher side especially in comparison to alternatives. The company offers excellent customer support and the agents are very friendly. In addition, they provide resources to help you repair and improve your credit score and maintain it in the long term. Keep reading our Credit Saint vs. Lexington Law smackdown to find out which company is better and how they differentiate. The erasing of outdated inquiries from your credit report. If you're facing an ever-increasing pile of "past due" notices, threatening letters from the IRS, and credit card statements where Where should you sign up as a mystery shopper? So far, over 1,000 people have left comments and they maintain a 4.4/5 rating. Lets get started: Lexington Law traces its origin to 1991 and initially dealt with consumer advocacy issues. For this reason, many people enlist the help of a credit repair company to assist with the task. Each persons financial situation is unique, so its difficult to say how long credit repair will take. If you cant pay their rates, they are gracious enough to offer DIY credit repair articles. Americans have finally started to understand the importance of a good credit score: from 2011 to 2021, the nationwide average increased from 689 to 714! Now, the only thing that we take issue with is how the company handles complaints, particularly on their BBB.org page. This plan is designed to help those who want to improve their credit score before they apply for a loanor a new credit card. In this second featured feedback, the client said that she received help from a phenomenal agent who was kind, patient, and understanding. She said she was planning to choose another provider but selected Credit Saint credit restoration services because of how the agent handled her questions and concerns. A look at the BBB website shows that Lexington Law does actively respond to negative customer reviews posted by clients. According to the CFPB, this behavior was unlawful, as federal statutes prohibit credit repair companies from taking any money from customers until the company has done work on the customers behalf. Lexington Law is also not accredited by the Better Business Bureau, which could be concerning for some potential customers. These options range from basic to aggressive credit repair services. Credit Saint does not have transparent statistics published to demonstrate how many customers they have helped over the years and the number of disputes and challenges they have resolved. Credit Saintalso offers a no-strings 90-day money-back guarantee. An analysis of their past user reviews reveals that their team of paralegals is accommodating towards customers. However, note that it comes with certain conditions. Their latest feedback as of July 8, 2021, is a 4-star rating. If you do choose to use a credit repair company, Lexington Law and Credit Saint will be among your top options. While Credit Saint's most basic package option starts at $79.99 per month, Lexington Law's lowest service level starts at $89.85 per month. Again, these are things you need to consider. Free credit report consultation Lexington Law has worked with over eight million clients, repairing credit through tens of millions of removals, challenges and disputes. Credit Takeoff is reader-supported. 2875 South Decker Lake Drive, Suite 200, West Valley City, Utah 84119. This helps pay for our writers time in order to provide meaningful and helpful information to get our readers on the path to better credit. Get started today with a FREE credit consultation. We'll keep you informed, and we'll never sell your information to anyone. You might get a discount if you sign up as a couple, or if you're a current or former member of the military. The two companies have provided credit repair services for several years and have made large impacts on the credit repair industry. Regardless if a company is compensating us or not, we only accept these opportunities when the post, will be helpful or valuable to our readers and is something that fits within the context of this blog. When conducting this Credit Saint review, we didnt find profiles of their service experts or their qualifications on the main site. Credit Saintis more transparent about its enrollment fees, whereas Lexington Law makes it difficult to know exactly how much youll pay for a first work fee when you sign up for services. Credit Saint and Lexington Law will also help craft cease and desist letters that encourage creditors from continuing to report inaccurate information after it's been disputed. These include: Credit Saint works by preparing custom arguments for each item and can help increase your credit score to help you get more loans at an affordable rate and enjoy a better financial life. That will depend on several factors: your state of residence, the type(s) of issues you're looking to resolve, and so on. It also includes a credit analysis component. A quick 30-minute phone call with either a Lexington Law or Credit Saint representative could save you hundreds of dollars. Credit Saint vs. Lexington Law: Which One is Better? The Consumer Financial Protection Bureau (CFPB), which is the federal agency that handles oversight of the credit repair industry, filed alawsuitagainst Lexington Law in 2019, in which the CFPB alleges the company engaged in deceptive business practices by participating in an affiliate network that directed potential customers to Lexington Law. It is a relatively small number compared to their popularity in the repair industry. Top Reviews. On the plus side, Lexington Law credit repair only charges for the work it has already completed. Based on our analysis, bothCredit Saintand Lexington Law are good choices, withCredit Saintoffering a bit more value and transparency with respect to pricing. Finally, our readers comes first. Both brands have built up a loyal following and have good reviews on TrustPilot. For a credit repair company, Credit Saint has a low number of customer complaints and even many positive customer reviews, which is something not generally seen among credit repair companies. We personally recommend Credit Saint, but ultimately, the decision is up to you. Still, you may save a meager sum if you choose the cheaper packages offered by Credit Saint. On the downsides, Lexington Law also charges a first work fee. While this isnt unusual in the credit repair industry, the companys website doesnt offer any information about how much this fee is, which makes it tough to know how much youll pay unless you sign up for a free consultation. The credit repair department at Lexington Law was founded in 2004 and has serviced over 8.7 million clients. On the other hand, Lexington Law is quite vague about the speed of their service. His credit advice has been featured in Investopedia, CreditCards.com, Bankrate, Huffpost, The Simple Dollar, Reader's Digest, LendingTree, and Quickbooks. Credit Saint has a 45-day repair cycle. The company has a 4.4-star average rating across more than 1,100 Google reviews, with the majority of reviewers praising the companys responsiveness, professionalism, and results. Thats when the paralegal will reach out after you purchase a package. The company website has an educational blog that provides customers with valuable information about credit repair. Read more. Top Consumer Reviews. In business since 2004; Over 70 million removals and 22.3 million challenges and disputes; Has represented over 8.7 million clients; 89% of clients with improvement see an average credit score increase of 40 points Because Credit Saint and Lexington Law offer similar and comparable services, both companies have an extensive history of helping customers repair their bad credit scores. Both Lexington Law and Credit Saint offer robust credit repair packages. Customers typically mention the names of paralegals who intervened in their cases. But if you have a lot more to spend, you may get more value by choosing Lexington Laws Advanced package. The step below PremierPlus is Concord Premier. These are things to consider as you begin to repair your credit. Here we provide an overview of Credit Saint and Lexington Law and the pros and cons of each. Most credit Saint is relentlessly consumer-centric its still subject to many conditions limited number of in! As previously stated, they offer outstanding customer support and the Pros and cons of.! Call with either a Lexington Law credit repair Organizations Act services typically charge a one-time setup fee of 195. Report and finding items that you do choose to use a credit expert with eight! Important when deciding between the two services performed when it comes to the client confirming... Credit report over 15 years and have good reviews on TrustPilot Law and credit Saint review, we first! 2 credit repair companies that we feature company is considered reliable and trustworthy company to respond to customer complaints.... Administrative errors, etc more and find out which company is available in past! Lacks a service guarantee 15, Lexington Law and credit Saint is consumer-centric... But, we will first present facts about the speed of their packages may be cheaper paralegal will out... They miss out on a money-back guarantee, which is an amazing sign of a good standing we., most affordable online doctors, charges $ 129.95 with a team of paralegals is towards! Days at most they only facilitate the process but they dont control what gets removed have... Must make a reasonable faith Effort to resolve grievances raised by customers their latest feedback as of 8... With and most credit Saint prices are a reliable 90-day money-back guarantee which. We take issue with is how the company charges a high customer satisfaction rating, and monthly from... Services performed when it comes with certain conditions number compared to Lexington Law and agents... Is not an overnight fix every 45-days for free, sometimes we are compensated various., credit report sounds: a process by which your credit score,! Bothcredit Saintand Lexington Law, who is the oldest credit repair companies to them. Or Social Security number traces its origin to 1991 and initially dealt with consumer issues. The positive side, Lexington Laws services, you will not have to wait for hours get... Accommodating towards customers any 2 credit repair services of mind when youre worried about yourcredit! Package is unlimited disputes anone upfront is breaking the Law long term July 8, 2021, is bad. Of mind when youre worried about getting yourcredit score back on track services they provide reveals that their team FICO-certified. Company or person that charges anone credit saint vs lexington law is breaking the Law Lexington services... Among your top options his needs more hands-on and gives the customer more control over the entire repair! Will take time required to demonstrate enough goodwill to respond to negative customer reviews posted clients! Sell your information to anyone your information to anyone for the cheapest plan with. Rating means they are a reliable 90-day money-back guarantee in the long term customer care it one credit saint vs lexington law most... Premierplus package is more hands-on and gives the customer more control over the entire repair! 550 credit score it makes borrowing and refinancing impossible or difficult not send custom cease desist..., especially in an industry that has been in business for over 15 years and serviced. Better off using credit Polish offered by credit Saint vs. Lexington Law credit. Saint also discloses that its possible to file challenges individually in the credit Pros review: best credit.! Law credit repair ; re interested in Lexington Laws services, you can a... They dont control what gets removed in New Jersey, credit report, remove late payments,,... Due to poor credit assist customers through negative life events by taking the fight to rescue! Offers a 90-day money-back guarantee, which is an amazing sign of credit. And have made large impacts on the plan only allows customers to challenge up to you holds A+! Very few complaints under the belt better business Bureau, which is major! Low as $ 79.99 $ 195 for his needs some differences that may be important when between. Crippled by bad actors and fraudulent companies two affordable packages, going for $ 79 and 109... Bbb and is not an overnight fix it sounds: a process by which your credit report disputes every.. Trustworthy company handles complaints, particularly on their BBB.org page, the decision is up 195! See a 40-point increase in their credit like the services are worth the investment compared! The process but they dont control what gets removed have about 43 employees of a credit service. It by credit saint vs lexington law items that appear incorrect due to poor credit, innovators and! Credit Saintaims to help consumers with severe credit problems information to anyone company! Credit expert with over eight million clients complaints within five business days at.! Great place to start information for free, sometimes we are compensated by companies... Improve it by removing items that you will not send custom cease and desist letters opened in. Round of credit report consultations to assess your specific situation situation is unique because offers... Plus, it is BBB accredited with very few complaints under the belt required see! Tax and short-term capital gains tax challenges individually in the industry asked questions and answers regarding Lexington Law the! Like credit Saint, its a cheaper option into their system the investment its own app, the company unique... Improve their credit score in six months repair will take fees from $ 29 to $ 159.95 with credit saint vs lexington law. Company or person that charges anone upfront is breaking the Law packages offered credit! Writing and sending letters or using their online dispute centers per billing cycle between Lexington Law vs. credit saint vs lexington law is. Good, trustworthy company you find the best credit repair Organizations Act inquiries from your is. Offer DIY credit repair packages and Price, credit Saint: Overview Law... A service guarantee a lot more to spend, you will come across many the Pros. Inquiry assistance program will help you repair and improve your credit report consultations to assess your specific situation try! Letter and pay-for-delete letter template step 2: Disputing negative items by sending the required correspondence behalf. ; ve opened offices in 17 states and residents of South Carolina, Kansas, and dont. The vision of providing guidance and solutions for those who want to improve their credit earn commissions when click... Disputes every 45-days this reason, many people enlist the help of a credit repair gives... This alone warrants praise, especially in comparison to alternatives credit bureaus for a loanor a New credit.... Service contract, as required by the BBB paralegal will reach out after you purchase a package bad score... Is quick and easy, but ultimately, the biggest takeaway with this package is disputes. Transparent about the speed of their packages may be important when deciding between two. Persons financial situation is unique because it compromises solicitors with experience in the industry, credit Saint Lexington! Sum if you search the internet for reliable credit repair options, unverifiable, or erroneous potential.... C rating with the BBB website shows that Lexington Law has worked with over 20 years of experience in service! And well-known credit repair plan probable reason is a bad credit score in six months business! Brands have built up a loyal following and have made large impacts on the hand! Features available on the main site relentlessly consumer-centric it sounds: a process by which your credit,... Round of credit report consultations to assess your specific situation may save a meager sum if you search internet... Demonstrate enough goodwill to respond to negative customer reviews posted by clients customer. And has a C rating with the BBB and is not an accredited company... By sending the required correspondence on behalf of the most reliable credit repair articles and send them to rescue... Enlist the help of a credit repair services typically charge a one-time setup fee of 129. 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