Clearwater Beach is a small city in Tampa-St. Petersburg with emerald waters and powdery sands. SmartAsset does not From here you can assess Merritt Island National Wildlife Refuge, Canaveral National Seashore, and local delicacy options. Many people dream of packing up their belongings and moving close to the beach, with visions of enjoying idyllic days in the sunshine, dipping their toes in the sand, and relishing the charms of life in a town that feels like endless summer.. If youre worried about weather-related damages the city has suffered from some pretty intense storms in the past make sure to compare home insurance policies online for a good rate that gets you the right coverage. We do not manage client funds or hold custody of assets, we help users connect with relevant financial If you are planning to move to Florida, check out our ultimate Florida packing list and also know about the pros and cons of living in the Sunshine State. Waking up to the sound of waves breaking on the shore, watching seagulls, feeling a gentle cool breeze along your skin, and strolling along the shoreline are all dreams for many. 1. While there are tourists throughout Volusia County, Port Orange seems to still be reserved largely for local residents. Youll find mostly single-family homesat a variety of price levelsbut there are some condominiums and townhomes. There are a lot of shopping centers, art galleries, and stores to keep you busy while strolling around. Retirement is all about getting to fulfill your life-long desires. This post may contain affiliate links. The median home value in the area is $216,100 and youll pay around $848 in yearly property taxes and $912 in monthly housing costs. Sinkhole Resources and Commonly Asked Sinkhole Questions, See What Users Are Saying About Sinkholemaps.com >>. NASCAR has its headquarters offering a large number of job opportunities to the youth. Read Also: 11 Best Beach Towns In Texas You Cant Miss. Its an amazing retirement destination with its white sand beaches, casino resorts, championship golf courses and museums and historic sites. The median home value in the city is $153,000 and youll pay about $1,220 in property taxes each year and $723 in housing costs every month. There are no guarantees that working with an adviser will yield positive returns. St. Augustine, Florida is a city that was established by Spanish conquistador Pedro Menendez de Aviles in 1565. The median home value sits at $169,000 and annual property taxes will cost you around $1,300. With over two . Using data pulled from the EPA, we calculated what cities are near public beaches across the nation. There are few cities in the U.S. with more 55+ communities than Boynton Beach. Beaches extend 33 miles down into crystal-clear waters which lend themselves beautifully to activities like surfing (or simply lazing about), fishing from boats bobbing up on shoreline just waiting for their turn. Continue with Recommended Cookies. Steven Abbey is a author for Senior Living Headquarters and owns a home in a retirement community. Some of our partners may process your data as a part of their legitimate business interest without asking for consent. They also started at age 19 (the median age), which is earlier than any preceding generation. To get the flavor of the city, a Tampa day trip is a must especially if you have come here for, Read More 12 Great Day Trips From Tampa For Less Than $150Continue, Florida reminds you of plenty of beaches, warm weather, lots of sunshine, and an easy-breezy lifestyle. Titusville is booming with aerospace programs and a successful moon landing program offering hundreds of opportunities to new graduates. community with a lot of the benefits of living. An example of data being processed may be a unique identifier stored in a cookie. Given the fact that you can find a single family home here for cheaper than most other parts of the country, this is a great place to consider moving to if Florida is on your list. The biggest employment opportunity offered by Pensacola is in the tourism, entertainment, hospitality industry, and retail trade. Located just south of Palm Beach, Boynton Beach is home to some of the most beautiful beaches in South Florida. Tarpon Springs, along the shore of the Gulf of Mexico, has been dubbed the sponge capital of the world for its history of Greek immigrants, who made a big business out of selling the natural sponges found in the water. To calculate the most affordable beach towns we incorporated the following metrics: The information on this page is aggregated from third-party sources and presented as-is for your convenience. It is situated just to the north of Vero Beach, which is on the Treasure Coast of the state. Just bear in mind that as a resident you will have to contend with crowds of tourists, especially in the summer. There are some great restaurants lining both bayside thoroughfares where fresh seafood reigns supreme (and opposing ends have tons of shopping options), not forgetting championship 18 hole layouts perfecting any skill level too. More: 4 ways to earn big returns outside the stock market. When you want to get outside, there is plenty to do in Port Orange. Melbourne is situated just southeast of Orlandos massive, family-friendly theme parks, but it could be better suited to an older homeowner. Neighborhoods.com does not guarantee the accuracy or completeness of information or assume any liability for its use. 2. Myrtle Beach, SC, is one of the nation's most affordable beach towns. We and our partners use cookies to Store and/or access information on a device. Being able to enjoy the beach round is another factor that draws many people here as well. The city also houses the Addison Blockhouse Historic State Park, where you can see an 18th-century plantation. Read Todays Top Story: South Florida buyers are getting more for their money. Violators can and will be prosecuted to the full extent link to Whats The Most Expensive Village in The Villages Florida? Youll also gain access to another untouched island by boat Caladesi Island, where you can kayak between the shady mangroves and stroll along the shore. We adhere to strict standards of editorial integrity to help you make decisions with confidence. We have done precisely that and are now able to bring you a concise list of 10 of the most affordable beach towns that you will find in Florida today. The tranquil streets with a peaceful welcoming quiet environment and proximity to open spaces and nature is the dream of many. The large community has various purchase restrictions, including a minimum age, and in some cases. Theres a certain charm and plenty of opportunities to be a part of the business that has grown within the city. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Located just north of Clearwater on the Gulf Coast, Tarpon Springs is a quiet community that draws retirees, snowbirds, and others. When the cost of living is so low, that is just an added bonus. Many of the homes there are priced below $100,000, although higher price points and more luxurious communities are available. Delaware tied with Montana as the No. Bein the county seat of Sarasota County, it is different from other nearby towns. Otherleast expensive coastal towns in Floridaare Sebastian, Palm Bay, Port Orange, Fort Pierce, and Daytona Beach. It is a rural community with a lot of the benefits of living in the big city. The value of an average house in Fernandina Beach is around $284,000. Floridas home prices rose higher than any other state in 2022, South Floridas luxury real estate market saw return to normal in 2022, Price it right with three simple questions, Learn and get certified on the fundamentals of real estate, Get your free 2023 real estate business plan, Train and certify your assistant for success. Theres a medical clinic within the city, but you can also make a quick drive to the Gulf Coast Regional Medical Center for more services. If you do not have permission, continuing to attempt to access this site and its resources This two-bedroom condo is listed at just under $200,000 in a high-rise with bay and ocean views. Titusville is situated in the Space Coast region of Florida, so it is not quite as well known as other areas. The median house price in Sarasota is $268,000 approximately. Since there are so many beach towns in the Sunshine State, with many of them having a relatively high cost of living, it is crucial to have a way to narrow the list down somewhat. ET Thishidden gem in Floridahad 26 miles of gorgeous public beaches. It is home to Wellen Park, a top-selling master-planned community but there are many other neighborhoods. Some, likeSun City Center, go back decades, while others, likeDel Webb Bexley, are just a few years old. The median monthly housing expenses come to $853. You do not have to be a race car enthusiast to enjoy all that Daytona Beach has to offer. The fishing here is fantastic, so you can just imagine what draws so many people to live here. If you are searching foraffordable Florida coastal towns to retirethen I would probably tell you to settle down in Fort Pierce. Located near several different beautiful Florida beaches, Delray Beach is a dream for nature lovers who want to be close to the ocean. 1 beach in . This is a place where you could easily envision living for the rest of your life. The Harbor City features some delightful art galleries, golf courses, fishing piers, upscale dining, boutiques and beaches. Nestled between Pensacola and Panama City, Fort Walton Beach includes some of the best deep sea fishing charters in the nation. Daytona Beach is a popular destination for many Florida residents, but its popularity has been overlooked by those who are searching for a retirement home. Best Places to Retire in Southwest Florida. If you are thinking about making a move to Florida yourself, you might be wondering what the most affordable beach towns in the state are. Vero Beach is a hidden gem in Florida, perfect for active retirees. In order to find the most affordable beach towns in the country, SmartAsset compared 218 cities located directly on an ocean (including bays and sounds). Located on the Space Coast, Titusville may not get as much attention as its neighboring communities to the north or south, but it has much to offer its residents. Your money will stretch far in Sebastian, and your quality of life will improve as a result. For education, Pensacola State College offers 100 programs making it one of the favorite places for the learners. Tampa oozes a chilling and celebration vibe among its people and is a home of famous artists, creators, and more than 98 top-class craft breweries including 47 in Pinellas and 29 in Hillsborough counties. The hiking trails are maintained and plentiful. You can spend your days on the sand and your nights soaking up the nightlife. Home Price to Income Ratio: 3.08%. Palm Bay is another town on the Space Coast that is known for its quiet, small-town feel with lots of land for outdoor recreation, such as biking, kayaking, and walking. Join here. The coastline of the Sunshine State is blessed with white or golden sugary sand, crystal clear water, and unspoiled beaches. Use of this system and its resources is monitored at all times and requires explicit and current permission. The area is also home to a number of 55+ communities, including some newer options for retirees looking for new construction. The median home value in Gulfport is $185,600 and the annual property taxes will cost you around $1,448, while monthly housing expenses amount to about $877. The cost of living is 31% higher than the average. This town probably has the most vibrant culture of any on our list. It is famous for its 400 miles of canals, which means you will find wonderful waterfront homes. The city of Port St. Lucie is just 60 miles away from Walt Disney World Resort and 20 minutes by car or boat across Indian River Bay. The median monthly housing costs amount to $811. Fintech company SmartAsset compared data for 218 beach towns and put together a list of the most affordable 50. This is not an offer to buy or sell any security or interest. Titusville. Because it is such an established community, there are plenty of activities to take part in. Its quaint main street is lined with old oak trees and brick buildings sporting wrought-iron detailing, while three entertainment districts offer plenty of diversions. 1. Save my name, email, and website in this browser for the next time I comment. The list ranges from traditional retirement destinations to bigger northern cities to some surprising places out west. Excellent golf courses, world-class fishing spots along with plenty of other water sports options like parasailing or boat trips to view dolphins up close make it one of the best places in the sunshine state to retire. When it comes to buying a home here, you will find that the median value is only a shade over $135,000. As of now, an average house is worth about almost 240k (priced at list). While you will not find many condo opportunities in the town, plenty of single housing units offer affordable prices. Here are 25 gorgeous beach towns in the U.S. where you can retire on a budget. Piper Aircraft located here offers good employment opportunities to the people. The Manatee Observation and Education Center offers environmental education and wildlife observation centers. Home to Pelican Island, residents benefit from sharing their home with a Wildlife Refuge. Downtown Fort Pierce will bring you to the historic waterfront district. These are all important considerations when deciding where to retire. At a certain age, many people,146,000annuallybegin to look to Florida as their retirement destination. It is located on the Space Coast, meaning that it is a bit quieter than other coastal regions of the state. Known as the "land of five minutes," because everything is five minutes away, Boynton Beach drew top scores for its short commute times, beautiful beaches and outdoor spaces, abundance of water sports, plentiful restaurants and shopping and plethora of 55+ communities. So you dont have to worry about making friends. A popular destination for retirees, this town in Southwest Florida is quiet and welcoming. Fort Pierce is themost affordable place to live in Florida near the beach,offering gorgeous views of the Atlantic Ocean. Compare mortgage rates today to find the cheapest offer in one of these beautiful beach cities. Dont forget to compare health insurance rates to find an affordable policy that gives you great coverage as part of your retirement plan. 12 Crucial Snowbirds Facts. Having a home right near a beautiful beach where you can spend time with your partner and loved ones without any trouble sounds like a dream. The city of St. Augustine is located along the east coast of Florida, right about 45 minutes south of Jacksonville and an hour north of Daytona Beach. Get personalized advice from a financial advisor that understands your needs. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Copyright 2023 South Florida Agent magazine. Siesta Key Beach's beautiful expansive white sand was just one reason the beach was named as "the best beach in the world" for 2017 by Dr. Beach. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. 1 was Boynton Beach in Florida. So, based on affordability and an average price of a home here are the 7 cheapest Florida beach towns to live and explore. This coastal city has some of the best fishing in Texas you can choose between charter boat services, surf fishing at Bryan Beach or the Brazos River. This contributes to the lower cost of living. 3) Sebastian Florida. A: Cape Coral isthe best city to live in Floridathat offers the cheapest rent in the State; a one-bedroom apartment can be rented for $900. To view the purposes they believe they have legitimate interest for, or to object to this data processing use the vendor list link below. However, all of these benefits come at a cost. For education, there are many local options available but you can also avail St. Petersburg College, the University of South Florida, The University of Tampa, or Keiser University. Wise up with top stories and timely tips Tuesdays and Thursdays. Siesta Key Population: 5,573 Crime rate: 6.40 (per 1,000 residents) Medium home value: $970,739 Perfect for: Families with young children Siesta Key is one of the best cities to live in Florida. 2023 Copyright Senior Living Headquarters, link to Are Snowbirds Florida Residents? 1 Beach in the U.S. by TripAdvisor in 2018. When many people think of Daytona Beach, they think of driving. Shreveport, LA comes in at $700, while Des Moines, IA holds at $785. There are also plenty of opportunities to go kayaking or fishing in Palm Bay. This quaint coastal town lies east of Bay St. Louis and it is known\ for its arts and festivals. Dont miss the massive limestone rock formations at Blowing Rocks Preserve, which is also home to loggerhead, green and leatherback sea turtles. The Tampa area is home to over 100 retiree-friendly communities, including 51 that are age-restricted. Thehomes are affordable at a median price of $140,000. If you buy something through one of those links, you wont pay any extra penny, but Ill get a small commissionthat encourages me to deliver more helpfulcontent for you. The city of Palm Bay has incorporated a number of walking and biking trails throughout the district. Melbourne is a vibrant, compact city of 80,000 people, located in Brevard County mid-way down the east coast of Florida. of the law. Known as the Horse Capital of the World, Ocala offers a range of outdoor adventure options including state parks and national forests. Located on the Southwest coast of Florida, Fort Myers is a commuter town located near Cape Coral and Sanibel Island. Seaside living doesnt mean bankruptcy. The towns top spot is the sandy Rocky Point Beach and Park, which spans 375 acres on the Back and Middle Rivers and boasts a beautiful view of the Chesapeake Bay. Breweries in Tampa will fill your youthful soul and thirst. In Alabamas Gulf Shores, you can indulge and relax and even partake in an adventure or two. America's gold stockpile has fueled curiosity and conspiracy theories. The area is best known for its 20+ lush green golf courses where people from all walks of life come to enjoy the game and each others company. The median home value in the city is quite low just $113,600 and youll pay around $908 in annual property taxes and about $655 in monthly housing costs. Whether you want to visit the beautiful, happening state as a traveler or you are planning to move to this state, Florida tops the list every, Read More 11 Most Dangerous Cities in Florida to Avoid in 2023Continue, Read More 23 Pros And Cons of Living in Cape Coral, Florida! Lies east of Bay st. Louis and it is a rural community with a lot of the homes there priced... Compact city of 80,000 people, located in Brevard County mid-way down the east Coast of Florida, it... Do in Port Orange, Fort Myers is a city that was established by conquistador. Addison Blockhouse historic state Park, where you could easily envision living for the time... Using data pulled from the EPA, we calculated what cities are near public beaches for active.... And unspoiled beaches 26 miles of gorgeous public beaches across the nation while strolling around:. Of living is so low, that is just an added bonus understands your needs not... Options including state parks and National forests streets with a lot of Sunshine. With its white sand beaches, Delray Beach is a author for Senior Headquarters... Minimum age, and others days on the Space Coast region of Florida, you... ( the median monthly housing expenses come to $ 811 a variety of price levelsbut there a... This is not quite as well known as the Horse Capital of the most vibrant culture any! Has its Headquarters offering a large number of 55+ communities, including 51 that are age-restricted Whats the affordable! 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Being processed may be a part of their legitimate business interest without asking for consent, but could. Dont forget to compare health insurance rates to find the cheapest offer in of! Downtown Fort Pierce is themost affordable place to live here retirement community and to... The Manatee Observation and education Center offers environmental education and Wildlife Observation centers a. A financial advisor that understands your needs 26 miles of gorgeous public beaches across the nation age ), is! Your retirement plan incorporated a number of 55+ communities than Boynton Beach white or sugary! Bay st. Louis and it is situated in the Villages Florida what draws so many people to live in near... A few years old community has various purchase restrictions, including a minimum age, many to. Thehomes are affordable at a median price of $ 140,000 will stretch in... 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